Please take a few minutes to read this Agreement carefully.
Please note: Sortis Financial makes no representations or guarantees that information on the Sites is accurate. Sortis Financial asks users who submit content to affirm that any information in the content is accurate, but Sortis Financial does not verify the accuracy of the information submitted by users. All content on the Sites is provided solely to assist users in exercising their own best judgment and at their own risk.
You may register and create a personal account to access certain features and functions of the Sites. You are solely responsible for maintaining the confidentiality of the user ID and password, and are fully responsible for all activities that occur under your account. Sortis Financial does not retain liability or responsibility for such use.
User Content includes but is not limited to, any text, images, photos, audio, video, location data, ratings, reviews, compilations, messages or other information that is publicly displayed by you. Sortis Financial asks users who submit User Content to affirm that any information in the content is accurate, but Sortis Financial does not verify the accuracy of the information submitted by users.
By submitting User Content to any part of the Sites, you represent and warrant that:
You further agree and warrant that you will not:
You acknowledge that CSortis Financial and its affiliates have the right in their sole discretion, to remove, refuse, move, edit or delete any User Content submitted, regardless of whether such content violates this Agreement.
Any submission to the Sites will be deemed and remain the property of Sortis Financial. By submitting User Content to the Sites you hereby grant CSortis Financial and its affiliates a royalty-free, perpetual, irrevocable, world-wide license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform and display the User Content in any media or medium, form, format or forum.
Sortis Financial retains all right, title and interest, including all intellectual property rights, in and to the information and content on the Sites, including, without limitation, any text, graphics, logos, buttons, icons, images and audio clips (“Sortis Financial Content”). In addition, this Agreement grants you no right, title, or interest in any intellectual property owned or licensed by Sortis Financial, including Sortis Financial’s registered trademarks, service marks, logos, brand names, trade dress and trade names (“Trademarks”).
You have no rights in or to such Sortis Financial Content or Trademarks and you will not use any Sortis Financial Content or Trademarks, except as specifically permitted under this Agreement. You may not do or allow anyone else to do anything with the Sortis Financial Content or Trademarks which is not specifically permitted under this Agreement. You may not use or display Sortis Financial’s Trademarks in any manner without Sortis Financial’s prior written consent. Unless we specifically consent in writing, Sortis Financial’s Trademarks may not be used in connection with any product or service that does not belong to us, in any manner that is likely to cause confusion, or in any manner that disparages or discredits Sortis Financial.
Unless otherwise specifically set forth on the Sites or unless written consent is provided, you may only use and access, download and copy the Sortis Financial Content for your personal, non-commercial use, and you will not alter, erase or otherwise obscure our copyright, trademark, proprietary or other notices on the Sortis Financial Content. You acknowledge and agree that the Sortis Financial Content is made available for informational and educational purposes only, and is provided to assist you in exercising your own judgment. Sortis Financial Content is not a substitute for legal advice or your best judgment. The accuracy of Sortis Financial Content is not guaranteed, and Sortis Financial makes no representation or warranty of any kind. Unless otherwise specifically specified on the Sites, such as a Sortis Financial rating or alert, Sortis Financial Content should not be construed as a representation of the opinions of Sortis Financial. Sortis Financial does not give legal advice. Your reliance upon Sortis Financial Content obtained through the Sites is solely at your own risk. All rights not expressly granted in this Agreement are reserved to us.
Material may be made available on the Sites by third parties not within our control. We are under no obligation to, and do not, scan material used in connection with the Sites for the inclusion of illegal or impermissible Content. However, we respect the copyright interests of others. It is our policy not to permit material known by us to infringe upon another party's copyright to remain on the Sites.
To notify Sortis Financial of alleged copyright or trademark infringement on the Sites, in accordance with 17 U.S.C. §512(C)(3), you should provide us with written notice that at a minimum contains:
Upon receipt of the above information, Sortis Financial will promptly investigate and take appropriate action, then notify you of that action at the contact address provided.
You expressly agree that the Sites may only be used for lawful purposes as governed by any applicable international, national/federal, state, provincial or local laws, statutes, and regulations. You may not use the Sites in any way that could result in criminal or civil liability. Use of the Sites from outside of the United States shall be in compliance with the laws of the jurisdiction from which you access the Sites.
Please refer to the Sortis Financial Hyperlinking Policy located at https://www.bbb.org/council/about/terms-of-use/hyperlinking for information on linking to the Sites.
Sortis Financial DOES NOT WARRANT OR GUARANTEE THE ACCURACY, ADEQUACY, TIMELINESS, RELIABILITY, COMPLETENESS, OR USEFULNESS OF THE SITES AND DISCLAIMS ANY LIABILITY FOR ERRORS OR OMISSIONS IN THE SITES. THE SITES ARE PROVIDED "AS-IS" WITHOUT ANY WARRANTY, EITHER EXPRESS OR IMPLIED. Sortis Financial DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF NON-INFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR ANY WARRANTY THAT THE SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THIS DOES NOT AFFECT THOSE WARRANTIES THAT ARE NOT SUBJECT TO EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SITES IS ACQUIRED AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR OWN COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
You agree to indemnify and hold harmless Sortis Financial and its respective officers, directors, employees, agents, independent contractors or licensors (collectively the "Sortis Financial Parties") from and against any and all claims, losses, expenses, demands or liabilities, including attorneys' fees and costs, incurred by the Sortis Financial Parties in connection with any claim by a third party (including any intellectual property claim) arising out of (i) your use of the Sites and any material you access using the Sites or by any other means; (ii) a third party's use of such material that you access using the Sites and make available to such third party; or (iii) your violation of this Agreement or any applicable law. You further agree that you will cooperate fully in the defense of any such claims. Sortis Financial reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of the relevant Sortis Financial Parties.
Under no circumstances shall Sortis Financial be liable to you or any other party for any direct, indirect, special, consequential or exemplary damages, including but not limited to, damages for lost profits, business interruption, goodwill or other intangible losses of any kind arising from or relating in any way to (i) your use of, or inability to use, the Sites or the information contained in the Sites; (ii) any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure; and (iii) any other matter relating to the Sites, even if advised of the possibility of such damages.
Sortis Financial may immediately suspend access to the Sites and remove and discard any Content you submitted to the Sites for any reason if Sortis Financial believes you have violated or acted inconsistently with the terms of this Agreement. Termination of your access to the Sites may be effected without prior notice. Sortis Financial will not be liable to you or any third-party for termination of your access to the Sites.
Your use of the Sites does not create, and nothing contained in this Agreement will be deemed to establish, an employment, agency, franchise, joint venture or partnership relationship between you and Sortis Financial. Use of the Sites does not provide you with the authority to enter into any agreements for or on behalf of Sortis Financial. Moreover, use of the Sites does not grant you the authority, either express or implied, to incur obligations or liability on behalf of Sortis Financial. By using the Sites, you agree that no attempts to subject Sortis Financial to any such obligations or liability will be made.
Failure by Sortis Financial to enforce any of its rights under this Agreement shall not be construed as a waiver of those rights or any other rights in any way whatsoever.
This Agreement and all other aspects of your use of the Sites shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, U.S.A., without regard to its conflict of laws rules. You agree that you will notify Sortis Financial in writing of any claim or dispute concerning or relating to your use of the Sites and give Sortis Financial a reasonable period of time to address it before bringing any legal action, either individually or as a class member against Sortis Financial. You agree to submit to the personal jurisdiction of the state and federal courts located in the City and County of Arlington, Virginia, U.S.A.
This Agreement shall be subject to any other agreements you have entered into with Sortis Financial. If any such agreements conflict with the terms of the instant Agreement, the other agreements shall control.
Certain sections or pages on the Sites may contain separate terms and conditions of use, which are in addition to the terms and conditions of this Agreement. Should there be a conflict, the additional terms and conditions will govern for those sections or pages.
If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall be enforced to the fullest extent possible, and the remaining provisions of the Agreement shall remain in full force and effect.
Sortis Financial reserves the right to modify this Agreement at any time, with or without notice to you. Thus, you should check the Agreement periodically for changes. You agree that Sortis Financial will not be liable to you or any third party for any modifications to the Agreement.
The headings of Sections in this Agreement are provided for convenience only and will not affect its construction or interpretation.
This Agreement will be binding on, inure to the benefit of, and be enforceable against the parties to this Agreement and their respective successors and assignees. Neither the course of conduct between the parties to this Agreement nor trade practice shall serve to modify any provision of this Agreement. All rights not expressly granted herein are hereby reserved.